Companies that offer health insurance often look for ways to reduce the overall cost of the plan while maintaining a strong benefit to their employees. This session, offered on site or virtually, teaches employees the basic components of health insurance and focuses on tips and tools to manage their health care usage in a thoughtful way that will reduce the individual employee’s expense as well as the organizations spend. Topics include: explanation of common health insurance terms such as HMO, PPO, deductible, coinsurance, and
copayment, defining consumerism and identifying techniques and resources that support this strategy and identifying and choosing a health plan that meets their risk profile.